The Tax Bracket Lie: Why Retirees Still Get Hammered

Keith Lucas

Published on: 16/07/2025

You’ve probably heard this one: “Don’t worry, you’ll be in a lower tax bracket when you retire.” Right. And I’ll magically get a six-pack once I stop eating carbs. Let’s be real. The idea that you’ll coast into retirement and pay less in taxes just because your W-2 went away is one of the biggest lies floating around the retirement space. And believing it? That could cost you thousands. Let’s break it down, for real this time.